1. How to Deal With Financial Stress

    A recent survey by the National Endowment for Financial Education found that almost 90% of Americans were feeling anxious about their money situation.1   39% were worried about job security 48% worried about paying bills 28% didn’t know if they could pay their utilities 41% were worried about…Read More

  2. Why Sequence of Returns is Important

    The research firm Spectrem Group estimated that at the end of 2019 there were 11 million millionaires in the U.S. By the end of the first quarter in 2020, that number had dropped by at least half a million. Clearly, the recent stock market woes have taken a toll on everyone, not just the working cla…Read More

  3. Trends in the ETF Market

    In recent months, there has been a recent movement out of actively managed investments into passively managed instruments such as exchange-traded funds. Globally, ETFs gained more than $270 billion in 2016.1 An ETF is a single investment vehicle that tracks all of the securities within an index, a c…Read More

  4. A 100-Year Lifespan: Ways to Help Increase Enjoyment

    The average life expectancy of a baby born in the U.S. today is 80 years. However, this prediction assumes prevailing patterns of mortality at the time of birth stay the same throughout a person’s life.1 In reality, patterns of mortality improve over time thanks to discoveries and innovations in n…Read More

  5. Infrastructure Could Bridge Political Divide

    Is it a secret that American politics are contentious, divided and rocky? Yet, one topic has the potential to bring both sides to the table: Infrastructure. The Republicans and Democrats may not agree on the details; after all, infrastructure spending necessitates funding. Conservatives worry about …Read More

  6. U.S. Jobs Update

    Americans who expect to see a wide array of new jobs on the horizon may be in for a surprise. Not only are traditional full-time jobs scarcer these days — a combination of technological automation and corporate thrift — but they also aren’t what they used to be. Companies are less inclined to …Read More